You Could Use Some of Your Equity To Give Your Children the Gift of Home

June 13, 2025

If you’re a homeowner, chances are you’ve built up a lot of wealth – just by living in your house and watching its value grow over time. And that equity? It’s something that could help change your child’s life.

Since affordability is still a challenge, a lot of first-time buyers are struggling to buy a home in today’s market. Even if they have a stable job and a solid plan, buying can still feel out of reach. But that’s where your equity could make all the difference.

To give you an idea, the average homeowner with a mortgage has $311,000 worth of equity, according to Cotality (formerly CoreLogic). That’s significant. And some parents are using a portion of their equity to help their children become homeowners, too.

According to Bank of America, 49% of buyers between 18 and 26 got money from their parents to use toward their down payment (see chart below): 


Even though the data doesn’t specify how many parents used their equity, the wealth they’ve built through homeownership may have helped make it possible – especially given how much equity the average homeowner has today.

While what’s right for each person’s specific situation will vary on a case-by-case basis, that’s a powerful legacy to pass on. It helps those younger people buy a home, build equity of their own, and begin the next chapter of their life with a little less financial stress and a lot more stability. And for those parents? It’s a way to turn what they've built into something deeply meaningful.

This isn’t just about money. For many homeowners, it’s about being the reason their child gets to say, “we got the house.” And giving them the kind of head start they might’ve only dreamed of at their age. And here’s the part that really sticks. Compare the Market says: 

“Of those who did receive monetary aid from parents and grandparents to buy a house, 45% of Americans said they would not have been able to purchase a house without financial support from parents and grandparents.”

Bottom Line

Your equity could be the thing that makes homeownership possible for your children when they might not be able to do it on their own. So, here’s the question.

If helping your kids buy a home was more feasible than you thought, would you want to explore that option?

If you want to learn more or find out the best way to make it happen, talk to your lender and a financial advisor you trust.


June 13, 2025
If you’re a first-time homebuyer, you might feel like the odds are stacked against you in today’s market. But there are resources and programs out there that can help – if you know where to look. And one thing that can make homeownership easier to achieve? An FHA home loan. They’re designed to help you overcome some of the biggest financial hurdles in the homebuying process – and that’s why so many first-timers are using them to make their purchase. Whether you’re dreaming of ditching rent , planting roots, or just wanting a place that’s truly yours, an FHA home loan could be the path that gets you there sooner than you think. Buying Your First Home Probably Doesn’t Feel Easy Right Now While the motivation to buy a home is still there for many people, affordability is a real challenge today. According to a survey from 1000WATT, potential first-time buyers say their top two concerns are saving enough for their down payment and making the monthly mortgage payments work at today’s home prices and mortgage rates (see graph below):
June 13, 2025
Father’s Day is just around the corner — Sunday, June 15 — and Dallas is full of great ways to spoil Dad. Whether he’s into barbecue, beer, cars, or just quality family time, here are 15 ideas to make his day unforgettable: 🍻 Local Craft Beer Pick up some award-winning brews from local favorites like Peticolas or Four Corners. Whether you grab a growler to share or let him enjoy it on his own time, it’s a classic dad-approved gift. 🥩 BBQ & Premium Meats Fire up the grill with top-quality cuts from American Butchers or snag some legendary BBQ sauces from Lockhart Smokehouse. No Texas celebration is complete without some smoky flavor. 💈 Fresh Cuts & Cool Style Book a grooming session at Brass Tacks Barbershop or gift Dad some sporty Dallas-inspired gear — like polos or tees from Rhoback. 🎶 Vinyl Records & Vintage Finds If he loves music, stop by Good Records to dig through vinyl treasures. Or check out vintage goods and collectibles at a local favorite like DFW M’antiques. 🍳 Cooking Classes & Coffee Treat him to a hands-on cooking experience at Eataly Dallas. And if he’s a coffee lover, grab a bag of freshly roasted beans from Full City Rooster for a morning pick-me-up. ⚾ Sports Gear & Family Time Hit up Warstic in Deep Ellum for sleek baseball gear or organize a casual afternoon of grilling and games in the backyard with the whole family. 🚬 Cigar Lounge & Dinner Head to Cigar Art in Oak Cliff for premium cigars, then follow it up with a steak dinner and cocktails at a classic Dallas spot like Javier’s. 🍫 Sweet Treats & Thoughtful Gifts Go for handcrafted chocolates from Dude, Sweet Chocolate or surprise him with a locally made timepiece from a Dallas watch brand like Breda or Jack Mason. 🥂 Weekend Brunch Take Dad to Community Beer Co. for a relaxing weekend brunch featuring a full menu, signature cocktails, and their famous Colossal Bloody Marys — plus a free hat for Dad while supplies last. 👨‍👧‍👦 Family-Friendly Events Join a Father’s Day Cornhole Tournament, enjoy live music, or check out a bourbon tasting at one of the many weekend events hosted across Dallas-Fort Worth. 🍹 Bold Bites & Cars Derby Dallas & The Shop Club is hosting a Father’s Day brunch and dinner event with a buffet, DIY Bloody Mary bar, car club tours, and even discounted memberships — a perfect combo of food and horsepower. 🌮 Dining Deals Many restaurants around town are offering Father’s Day specials — from $10 carne asada plates at your favorite cantina to $5 pints at local diners. Final Tip No matter which experience you choose, the best gift you can give Dad is time — doing something meaningful, local, and full of flavor. Whether that’s a quiet brunch, a bold bourbon cocktail, or an afternoon spent exploring Dallas together, he’s sure to feel appreciated.
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